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NEW YORK – October 20, 2022 – (Newswire.com)

For some, student loan debt can feel like a weight they can’t shake. But with a plan, borrowers can pay off their loans faster and start feeling relief from student loan stress. Here are things to consider and four tips to get started. 

Is paying off student loans early beneficial? 

While there’s no right or wrong answer, there are some things to consider before making the decision to pay off your student loan debt ahead of schedule. If borrowers have the financial means to do so, paying off their loans early can save them money in the long run. Early payoffs can minimize the amount of interest accrued and free up monthly income to allow for more financial flexibility down the road.

Of course, there are also some drawbacks to early student loan payoff. For one thing, borrowers may forfeit certain repayment benefits, such as forbearance or federal loan forgiveness options. Additionally, if they have multiple loans with different interest rates, it may make more financial sense to focus on paying off the loan with the highest interest rate first. 

Ultimately, the best way for borrowers to decide if they should pay off their student loans early is to weigh the pros and cons carefully and decide what is right for their unique financial situation.

Ways to pay off student loans faster

1. Student loan refinancing – One way to potentially start paying student loans off faster is to refinance them. Student loan refinancing is available for federal and private student loans. Through refinancing, one could potentially combine their loans and replace current debt with a new loan that offers a lower interest rate to reduce the monthly payment and/or shorten the term. Keep in mind, if one refinances a federal student loan, one will no longer qualify for existing or future benefits offered by the federal government to federal student loan holders. Please consult www.studentaid.gov for the most current information about any federal student loan benefits. Many lenders offer student loan refinancing, so be sure to shop around, compare rates, and be sure to understand all the terms and conditions of the new loan before signing the dotted line. 

2. Automate payments – One of the best ways to ensure that student loan payments are always on time is to set up automatic payments. This way, the payment will be taken from the borrower’s bank account automatically each month, eliminating the risk of late payments and added penalties.

3. Make extra payments when possible – If borrowers find they have some extra money coming in (from a bonus at work, for example), they should consider making an extra student loan payment in addition to their regularly scheduled payments. This will help lower the principal balance and in turn, cut down on the amount of interest overall. Even if it’s just a few hundred dollars, every little bit helps to pay off student loans faster.

The bottom line

Paying off student loans early can be a smart financial move, but it’s not right for everyone. Borrowers should carefully consider their unique situation and all their options before making a decision. Those who decide to go ahead with early student loan payoff can use the tips above to make the process as smooth and stress-free as possible.

Contact Information:

Carolina d’Arbelles-Valle

Senior Public Relations Specialist

[email protected]

(201) 633-2125

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Laurel Road: 3 Tips to Pay Student Loans Off Faster

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Petition to Congress Gaining Momentum, But Signatures Still Needed

ATLANTA – October 20, 2022 – (Newswire.com)

The following is an open letter from We The Patriots USA, Inc.:

Just hours ago, the Centers for Disease Control and Prevention (CDC)’s Advisory Committee on Immunization Practices (ACIP) voted to add the COVID-19 shot to the CDC’s childhood immunization schedule. According to We The Patriots USA Vice-President and Co-founder Attorney Brian Festa, the implications of this are staggering. “The shot will now be shielded from civil tort liability under the National Childhood Vaccine Injury Act of 1986, which eliminated recovery through the courts and established the so-called ‘vaccine court’, allowing only limited recovery under the National Vaccine Injury Compensation Program,” Festa explained. “This means that you cannot file a product liability lawsuit against a vaccine manufacturer if your child suffers injury or death from a shot.”

Festa added that another consequence of today’s vote is that this shot is likely to be added to the list of “immunizations” required for school attendance in many states. Many state legislatures have adopted the practice of mandating that students in school receive every vaccine on the CDC’s childhood schedule. This especially affects states like California, New York, Maine, Connecticut, Mississippi, and West Virginia, where no personal belief or religious exemption to school vaccination mandates exists. 

SO WHAT CAN BE DONE ABOUT IT?  

1. SIGN THE PETITION TO MAKE DISCRIMINATION BASED ON VACCINATION STATUS ILLEGAL, AND ASK EVERYONE TO DO THE SAME.  

If We The Patriots USA’s petition to Congress is successful in its end goal of amending the Civil Rights Act of 1964 to make vaccination status discrimination illegal, no school would ever be able to deny a child an education simply because that child has not received one or more shots. No employer would ever be able to fire someone for refusing a shot. No airline, restaurant, hospital, or any other business could refuse service to someone because they did not receive a shot. Please sign the petition today.

2. DONATE TO WE THE PATRIOTS USA SO THEY CAN EXPAND THEIR LEGAL EFFORTS AND FIGHT BACK IN COURT

As noted above, it’s nearly inevitable that some states will pass legislation to add this shot to the list of shots required for school attendance. This is likely to include not just students in Grades K-12, but college and university students as well. We The Patriots USA will need to file legal challenges in response to any such legislation. While the CDC maintains that the COVID shots are safe and effective, data has recently emerged showing evidence of adverse effects in young people especially, such as myocarditis. Please consider a donation in support of We The Patriots USA today, so they are ready to fight back at a moment’s notice. Litigation is slow business, so they want to be able to file lawsuits immediately after these laws are passed.

For press inquiries contact [email protected].

Contact Information:

Brian Festa

Vice-President

[email protected]

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Newswire.com

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In Wake of COVID Shot Being Added to CDC’s Childhood Immunization Schedule, We The Patriots USA Seeks to Make Vaccination Status Discrimination Illegal

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RBMA Executive Director Bob Still decries Medicare cuts that would ‘damage the health of the American people’

WASHINGTON – October 20, 2022 – (Newswire.com)

A new study of current or eligible Medicare recipients conducted on behalf of the Radiology Patient Action Network shows that nearly half of women indicate that they have not received a mammogram in the last three years. Conducting and released during Breast Cancer Awareness Month, the study also found that 80 percent of Americans are concerned with proposed cuts to Medicare, and 90 percent of Americans view maintaining Medicare coverage as important.

“As policymakers continue to propose cuts to Medicare, it is clear any new cuts would worsen health inequities and damage the health of the American people,” said Bob Still, Executive Director of the RBMA. “At a time when patients are already having difficulty receiving the care they need — like mammography screenings proven to detect and prevent breast cancer — members of Congress should take note of these findings and protect Medicare.”

Dr. Kellie Schenk, a board-certified diagnostic radiologist with EPIC Imaging, PC, in Oregon and Imaging for a Cause participant, underscored the severity of the survey’s mammography findings. “Breast cancer is the most commonly diagnosed cancer among women and, if not caught and treated early, can be disfiguring and deadly. We recommend average-risk women receive mammography screenings every year beginning at age 40 and high-risk women talk to their doctor about screenings prior to 40 to increase the chances of early detection, which not only saves lives but makes treatment much easier and less disruptive for patients and their families. It is alarming that nearly half of Medicare-aged women haven’t received their annual mammogram given the benefits of screening in this age group, and we encourage them to get one scheduled as soon as possible. It is clear that further cuts to Medicare providers and vital screening services would only exacerbate this issue by limiting appointments and compromising quality of care.”

In addition to survey respondents’ concern for Medicare cuts and lack of mammography screenings, 1 in 4 current patients reported having difficulty scheduling doctors’ appointments due to delays or rescheduling. Almost half of all respondents said they would be less likely to support a member of Congress if they advocate for cuts.

The survey was conducted Sept. 25 through Sept. 27, 2022. The national survey sample consists of 1,632 Americans either enrolled in Medicare or Medicare-eligible. Margin of Error is +/-2.5% with a 95% level of confidence. The study was jointly sponsored by the Medical Imaging and Technology Alliance (MITA), Imaging for a Cause, and the Radiology Business Management Association (RBMA) and conducted by the Remington Research Group.

About Imaging for a Cause

Imaging for a Cause Foundation (ICF) is a 501(c)(3) nonprofit foundation that coordinates communication between imaging centers and Federally Qualified Community Health Centers. It has a decade-long history of fostering charitable care for thousands of patients, from Virginia to Minnesota to Washington State.

About MITA

The Medical Imaging & Technology Alliance (MITA), a division of NEMA, is the collective voice of medical imaging equipment manufacturers, innovators, and product developers. It represents companies whose sales comprise more than 90 percent of the global market for advanced medical imaging technology. For more information, visit www.medicalimaging.org. 

About RBMA

The Radiology Business Management Association (RBMA) is an industry-leading organization comprised of more than 2,100 professionals who focus on the business of radiology. RBMA members support diagnostic imaging, interventional radiology and radiation oncology providers in the full spectrum of practice settings. RBMA connects members nationwide to valuable information, education, and practice-related resources and serves as an authoritative industry voice on behalf of shared member interests.

Contact Information:

Will Sweet

RBMA

[email protected]

Press Release Service
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Newswire.com

Original Source:

RBMA’s Radiology Patient Action Network Study Shows Nearly Half of Women Not Receiving Recommended Mammograms