Skip to content
  • Home
  • World News
  • Business
  • Aviation
195 news

195News

All the news that's fit to print

  • Home
  • World News
  • Business
  • Aviation
  • Toggle search form
  • NONPROFIT POLITISIT PARTNERS WITH TOP CARE ORGANIZATIONS TO PROVIDE FREE CHILDCARE ON ELECTION DAY
    NONPROFIT POLITISIT PARTNERS WITH TOP CARE ORGANIZATIONS TO PROVIDE FREE CHILDCARE ON ELECTION DAY Business
  • War Day 84: war diaries w/ Advisor to Ukraine President, Intel Officer @Alexey Arestovych & #Фейгин
    War Day 84: war diaries w/ Advisor to Ukraine President, Intel Officer @Alexey Arestovych & #Фейгин World News
  • War Day 218: war diaries w/Advisor to Ukraine President, Intel Officer @arestovych & #Feygin
    War Day 218: war diaries w/Advisor to Ukraine President, Intel Officer @arestovych & #Feygin World News
  • War Day 72: war diaries w/ Advisor to Ukraine President, Intel Officer @Alexey Arestovych & #Фейгин
    War Day 72: war diaries w/ Advisor to Ukraine President, Intel Officer @Alexey Arestovych & #Фейгин World News
  • Global Artificial Intelligence (AI) For Earth Monitoring Market Set For 20.6% Growth, Reaching .23 Billion By 2028
    Global Artificial Intelligence (AI) For Earth Monitoring Market Set For 20.6% Growth, Reaching $6.23 Billion By 2028 World News
  • Global Architecture Design Software Market Set For 16.1% Growth, Reaching .45 Billion By 2028
    Global Architecture Design Software Market Set For 16.1% Growth, Reaching $9.45 Billion By 2028 World News
  • Peace Plan for Ukraine. Intellectual Game Outside the Govt Framework. War in Ukraine, Analytics.
    Peace Plan for Ukraine. Intellectual Game Outside the Govt Framework. War in Ukraine, Analytics. World News
  • War in Ukraine, Analytics. Day 845 (pt1): Peace Summit Results. Putin’s Mistake. Arestovych, Feldman
    War in Ukraine, Analytics. Day 845 (pt1): Peace Summit Results. Putin’s Mistake. Arestovych, Feldman World News
Leonard Financial Solutions Highlights the Critical Role of ‘Sequence of Returns’ in Retirement Planning

Leonard Financial Solutions Highlights the Critical Role of ‘Sequence of Returns’ in Retirement Planning

Posted on January 28, 2025 By NewsEditor

Leonard Financial Solutions Highlights the Critical Role of ‘Sequence of Returns’ in Retirement Planning

MOORESTOWN, NJ, UNITED STATES, January 13, 2025 /EINPresswire.com/ — Leonard Financial Solutions, a trusted leader in retirement planning, is shedding light on a crucial concept for retirees: the impact of the Sequence of Returns on financial security during retirement. As retirees draw income from their investments, understanding this concept and having a sound strategy is essential to ensuring financial stability—especially in volatile markets.

The Sequence of Returns Explained

The Sequence of Returns refers to the order in which investment returns occur. While the average annual return of a portfolio may seem sufficient for long-term growth, the timing of gains and losses can significantly impact a retiree’s assets when they are drawing income. A downturn in the market early in retirement can cause outsized damage to a portfolio, especially if withdrawals are made from assets that are simultaneously losing value.

The Risk of Compounding Losses

Drawing money from a portfolio during a market downturn compounds the impact of losses. For example:

• If the market drops 20% and you withdraw an additional 4% for living expenses, your portfolio has effectively decreased by 24%.

• Recovering from these compounded losses becomes increasingly difficult as there is less capital left to benefit from future market rebounds.

This underscores the importance of protecting certain assets from market fluctuations.

The Importance of a Protected Bucket

Leonard Financial Solutions emphasizes the need for a “protected bucket” of money—assets that are not exposed to market risk and do not lose value, even during downturns. A protected bucket serves as a safety net, allowing retirees to:

1. Draw Income Without Worry: This bucket ensures a steady stream of income without the risk of eroding principal due to market losses.

2. Preserve Growth Assets: By relying on the protected bucket in a down market, retirees can leave their growth assets untouched, giving them time to recover and compound when markets rebound.

3. Avoid Exacerbating Losses: Withdrawing from a losing portfolio during a market decline only worsens the financial strain. The protected bucket eliminates this risk entirely.

A Smart Strategy for a Secure Retirement

Retirement planning is about more than just accumulating assets; it’s about protecting and maximizing them. Leonard Financial Solutions works closely with clients to build customized strategies that include protected buckets, such as:

• Fixed indexed annuities

• Savings accounts or other low-risk vehicles

• Guaranteed income products

By incorporating these tools, retirees can confidently navigate market downturns without compromising their financial future.

Why Now Is the Time to Act

Market volatility has become a defining characteristic of the current financial landscape. Whether you’re approaching retirement or already retired, the importance of having a protected bucket cannot be overstated. Leonard Financial Solutions urges retirees to take proactive steps to safeguard their assets and ensure a worry-free retirement.

About Leonard Financial Solutions

Leonard Financial Solutions specializes in helping clients achieve financial peace of mind through retirement planning, Medicare, life insurance, and income protection strategies. With a focus on client education and personalized solutions, Leonard Financial Solutions is committed to empowering individuals to retire with confidence and security. Visit our website here: https://www.leonardfinancialsolutions.com/

Jonathan Leonard
Leonard Financial Solutions LLC
856-444-5433
email us here
Visit us on social media:
Facebook
LinkedIn
YouTube

Legal Disclaimer:

EIN Presswire provides this news content “as is” without warranty of any kind. We do not accept any responsibility or liability
for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this
article. If you have any complaints or copyright issues related to this article, kindly contact the author above.

You just read:

News Provided By

January 13, 2025, 17:39 GMT


EIN Presswire’s priority is author transparency. We do our best to weed out false and misleading content. The content above is
the sole responsibility of the author who makes it available. If you have any complaints, kindly contact the author above.

Article originally published on www.einpresswire.com as Leonard Financial Solutions Highlights the Critical Role of ‘Sequence of Returns’ in Retirement Planning

Business

Post navigation

Previous Post: Civil Aviation Market to Reach USD 2315.36 Billion by 2032, Growing at a CAGR of 6.52%, Driven by Key Trends, Innovation
Next Post: Inspection Drones Market CAGR to be at 16.4% | $8.6 billion Industry Revenue by 2031

Related Posts

  • National Cultural Competency Forum for Legal Profession  to Take Place on Oct. 20, 2022
    National Cultural Competency Forum for Legal Profession to Take Place on Oct. 20, 2022 Business
  • OnePiece Labs and HARVARD ALUMNI ENTREPRENEURS Announce a Web3 Thought Leadership Series
    OnePiece Labs and HARVARD ALUMNI ENTREPRENEURS Announce a Web3 Thought Leadership Series Business
  • Volli Communication Expands SIP Voice Offering to 53 Countries
    Volli Communication Expands SIP Voice Offering to 53 Countries Business
  • Book Featuring Autistic Superhero Released
    Book Featuring Autistic Superhero Released Business
  • ZetrOZ Systems’ sam® Ultrasound Technology Expands Clinical Education on Sustained Acoustic Medicine
    ZetrOZ Systems’ sam® Ultrasound Technology Expands Clinical Education on Sustained Acoustic Medicine Business
  • Creter Group Celebrates 20 Years of Impact with Complimentary Leadership Training for Nonprofits
    Creter Group Celebrates 20 Years of Impact with Complimentary Leadership Training for Nonprofits Business
June 2025
M T W T F S S
 1
2345678
9101112131415
16171819202122
23242526272829
30  
« May    
last celebrity gossip
Gossip Stone - celebrity life and gossip

Recent Posts

  • Market Share, Segments, and Emerging TrendsJune 23, 2025
  • IMPORTANT NOTICE TO ARMADA WASTE MANAGEMENT/GPB WASTE MANAGEMENT INVESTORS WHO SUFFERED LOSSESJune 23, 2025
  • R2 Recycling Expands E-Waste Pickup Services for Businesses & SchoolsJune 23, 2025
  • IMPORTANT NOTICE TO GPB NYC DEVELOPMENT INVESTORS WHO SUFFERED LOSSESJune 22, 2025
  • Alexander Döll Appointed CEO of the Methanol InstituteJune 22, 2025
Brand Values Content
VUGA Enterprises - media network PR & Marketing
  • Assisted Living & Long-Term Care Campus Launch New Websites and Re-Imagined Messaging
    Assisted Living & Long-Term Care Campus Launch New Websites and Re-Imagined Messaging Business
  • FINTEL Launches Customizable Industry Reports to Support Smarter Business Decisions
    FINTEL Launches Customizable Industry Reports to Support Smarter Business Decisions Business
  • Global Smart Home Devices Market 2024 To Reach 1.16 Billion By 2028 With A Growth Rate Of 18.3%
    Global Smart Home Devices Market 2024 To Reach $251.16 Billion By 2028 With A Growth Rate Of 18.3% World News
  • Tuesday P Brooks and Financial Management Firm AJOY Launch Phindiwe Business Academy Training Young Women as Bookkeepers
    Tuesday P Brooks and Financial Management Firm AJOY Launch Phindiwe Business Academy Training Young Women as Bookkeepers World News
  • Economy of War: Arms for Ukraine (FeyginLive & Latynina.tv)
    Economy of War: Arms for Ukraine (FeyginLive & Latynina.tv) World News
  • R4Good Friday Hot Jobs to Help Your Man Land a Sweet Job and Earn Travel Reward
    R4Good Friday Hot Jobs to Help Your Man Land a Sweet Job and Earn Travel Reward Business
  • Airborne Optronics Market Set to Reach USD 4.8 billion by 2032, With a Sustainable CAGR Of 12.4%
    Airborne Optronics Market Set to Reach USD 4.8 billion by 2032, With a Sustainable CAGR Of 12.4% Aviation
  • The Rising Star program by Natalia Ziajka is helping transform passion into a profitable business
    The Rising Star program by Natalia Ziajka is helping transform passion into a profitable business Business
aerospace company
stem cell clinic in kiev
medical spa in miami
Fashion TV free

Copyright © 2023 195 News. All Rights Reserved by Coolaser | Partner of VUGA Enterprises |  Advertising: Get Published

Powered by .